Zelle

Zelle® has partnered with leading banks and credit unions across the U.S. to provide a fast, safe, and easy way to send money to friends and family. Money moves quickly and securely—directly from bank account to bank account.

If your bank or credit union supports Zelle, you already have access through your mobile banking app or online banking. If they don’t, you can use the Zelle app to send money to enrolled users at participating financial institutions.

Zelle. This is how money moves®.

Using just your recipient’s email address or U.S. mobile number, you can send or request money easily with people you know and trust. Even better, Zelle does not charge any fees to use the service (mobile carrier or bank fees may apply).

Get Started

1. Download the Zelle app.
2. Enroll using a Visa® or Mastercard® debit card linked to a U.S. checking account or log in using your online banking credentials (if supported by your bank).
3. Select a recipient by entering their U.S. mobile number or email address.
4. Enter the amount and hit send.
5. If they’re already enrolled with Zelle, they’ll receive the money within minutes. If not, they’ll get a notification and can follow simple steps to complete the payment.

📌 Some banks allow customers to enroll in the Zelle app using their online or mobile banking username and password.

📌 You must have a bank account in the U.S. to use Zelle.

© Zelle and the Zelle-related marks and logos are property of Early Warning Services, LLC.

Zelle, published by a US-based company. The app was last updated on 06 January 2025. Released in US on 12 September 2017. Zelle belongs to the 'Finance' category maintaining a content rating of 'Everyone'. In US, Zelle ranked 11th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 300k downloads. The app is available in US but not being advertised actively.